Dwelling / Fire
Texas dwelling fire insurance is for those looking to safeguard their rental properties, seasonal and secondary homes, and other residences without permanent occupancy. Dwelling fire insurance policies differs from Homeowner policies in that the policy holders must live in the property to qualify for homeowner's insurance. The dwelling fire insurance is for landlords, investment property owners, people who own properties that are currently vacant, including homes under construction.
Some of the coverage may include:
- Fire and smoke damage
- Ice and sleet damage
- Hail and lightning damage
- Vandalism, burglaries, and civil disturbances
- Damage caused by aircraft or other vehicles
- Loss of Rent
- Replacement Cost
- Actual Cash Value
A Texas dwelling and fire insurance policy is more specialized than homeowner's insurance, it is slightly narrower in its scope and is not offered by every insurance agency. Please ask us to review all of your options for your coverage.